LIVE · Globally Compliant Operation

Building a One-Stop Cross-Border Payment Infrastructure for Global Enterprises

Multi-currency accounts, bulk payments, smart ledgers, and open APIs — helping corporate finance teams efficiently manage global fund flows and reduce cross-border payment costs by 80%.

No Minimum Balance
3-Min Account Opening
Compliant Licensed
$2.4M
Monthly Volume
50+
Covered Countries
99.9%
SLA Guarantee
INCOMING
+$48,200.00
MothPay Treasury Dashboard
MONTHLY_IN
$2.4M
+12.5%
PENDING
$186K
LIVE
BALANCE
$1.8M
7 CCY
// recent_transactions
Marriott Hotels Asia — Hotel Prepaid
02:14 ago
+$12,400
Supplier Settlement — Batch of 48
01:00h ago
-$68,250
Overseas Salary — Vietnam Team
09:00 today
-$32,100
COVERAGE
50+ Countries
Compliance Qualifications and Security Certifications
VISA
Mastercard
MSB License
SWIFT

Tailored Payment Solutions for Different Industries

Whether you are a travel platform, cross-border trader, HR service provider, or corporate finance team, MothPay has a professional solution for you.

Travel & Hospitality

The New Choice for Global Collection for OTA Platforms and Hotel Chains

Provides online travel platforms and hotel groups with multi-currency settlement, deposit management, and real-time exchange rate locking, significantly reducing fund loss and improving operational efficiency.

Multi-currency Account Collection — Supports 50+ currencies including USD, EUR, GBP, JPY, collected and settled locally
Hotel Prepaid Deposit — Automatically manages deposit accounts, released upon maturity, compliant and auditable
Real-time Rate Locking — Locks exchange rates in advance to avoid fluctuation risks
Batch Refund Processing — One-click processing of massive canceled order refunds, increasing efficiency by 10x
Travel Settlement Dashboard
REALTIME · MULTI-CCY · AUTO-RECON
$2.4M
This Month's Settlement
12
Settlement Currencies
99.8%
Reconciliation Accuracy
T+1
Settlement Cycle
Cross-border B2B

Collecting from Global Buyers is as Simple as Domestic Transfer

Offers overseas local account opening, SWIFT/SEPA collection, and real-time exchange rate locking for cross-border trade enterprises. Collection costs reduced by 80%, arrival time shortened to T+1.

Multi-national Local Accounts — Open local accounts in US, EU, UK, HK, SG, etc., allowing buyers to pay domestically
SWIFT / SEPA Dual Channel — Covers 180+ countries globally, allowing flexible choice of optimal routing
Rate Locking & Forward Contracts — Locks up to 12 months, providing more certainty in financial planning
Trade Compliance Support — Provides foreign exchange proofs and bank statements to meet tax declaration needs
Cross-border Collection Dashboard
SWIFT · SEPA · LOCAL_ACCOUNT
180+
Covered Countries/Regions
T+1
Average Arrival Time
0.3%
Minimum Fee Rate
24/7
Real-time Rate Update
Payroll

Overseas Employee Salary Payment Done in One Click, Worry-free Compliance

Supports cross-border batch salary transfers and automatically handles multi-country tax compliance requirements, helping corporate HR and finance teams shorten salary disbursement time from 3 days to 2 hours.

Batch Salary Payment — Upload Excel or API integration, one-click disbursement for hundreds of employees
Multi-currency Salary Calculation — Automatically converts salary currency based on the employee's country, locking the exchange rate
Tax Compliance Reporting — Automatically generates salary certificates and statement reports required for taxes in various countries
Salary Status Tracking — View the arrival status of each salary in real time, with employees receiving automatic notifications
Payroll Dashboard
BATCH · MULTI-CCY · AUTO-COMPLY
5,000+
Average Monthly Payees
2h
Average Processing Time
30+
Covered Countries
100%
Arrival Success Rate
Corporate Card

Smart Corporate Card Integrating Expense Control and Compliance

Provides enterprises with Visa/Mastercard physical and virtual cards, supporting batch issuance, consumption limit control, and real-time reconciliation. completely bid farewell to tedious reimbursement processes.

Batch Issuance — Open dozens of virtual cards at once, flexibly allocated by department/project
Refined Expense Control — Set single/monthly spending limits, specify merchant types, and automatically block excess
Real-time Consumption Notifications — Instant push of every consumption, employees do not need to manually report
Automatic Reconciliation Integration — Consumption data automatically syncs to ERP/finance systems, saving 90% of month-end reconciliation time
Corporate Card Management Dashboard
VISA · MASTERCARD · SPEND-CTL
500+
Manageable Cards Simultaneously
Seconds
Issuance Speed
190+
Accepted Countries/Regions
¥0
Monthly Fee

Global Corporate Fund Management in One Platform

MothPay provides a complete cross-border financial infrastructure for enterprises, from accounts to ledgers, from payments to APIs, covering all daily needs of finance teams.

Multi-currency Account

Open local accounts for enterprises in major global financial centers, realizing local collection and settlement, completely eliminating intermediary bank fees and exchange rate losses.

Supports 50+ Currencies Payment
Local Accounts in US, EU, UK, HK, SG, etc.
Full SWIFT / SEPA / Local Payment Coverage
Real-time Balance and Bill Inquiry
Learn Details
Bulk Payment

Supports uploading via Excel or API integration, processing hundreds of outgoing payments at once, covering scenarios such as payroll, supplier truck payments, and commission distribution.

Up to 10,000 Transactions per Batch
Supports Bank Accounts in 180+ Countries
Real-time Status Tracking and Notification
Approval Workflow, Dual Signature Confirmation
Learn Details
Ledger

Built-in multi-currency double-entry ledger engine automatically maps each transaction to the corresponding subject, generates financial reports compliant with IFRS/GAAP standards, and saves 80% time on month-end reconciliation.

Multi-currency Double-entry Ledger
Automatic Subject Mapping and Classification
Integration with Mainstream ERP Systems
One-click Financial Report Export
Learn Details
API Platform

Complete REST API documentation, Webhook push, SDK (Node/Python/Java/PHP), seamlessly integrates your business system with MothPay, usually going live within 3 days.

RESTful API + Webhook
Multi-language SDK Support
Sandbox Testing Environment
99.99% API Availability Guarantee
View Docs
$2B+
Annual Transaction Volume
Continuous High Growth
50+
Covered Countries & Regions
Global Layout
20,000+
Global Enterprise Users
Continuous Stable Growth
99.9%
System Availability
SLA Guarantee

They Have Chosen MothPay

Travel Platform

After connecting to MothPay, our OTA platform's cross-border settlement efficiency increased by 5 times, and exchange loss dropped from 2.1% to 0.3%. The finance team saves 200+ working hours per month.

80%
Cross-border Settlement Cost
Reduction
ZH
Minghua Zhang
CFO · Leading OTA Platform
Cross-border Trade

Previously, it took 3-5 days to remit money through traditional banks. Now, with MothPay, it arrives at T+1, and the handling fee is only one-fifth of before, which is very cost-effective.

5x
Collection Speed Up
(T+5 → T+1)
LI
Siyuan Li
Finance Director · Cross-border E-commerce Group
Human Resources

We have 3,000 outsourced employees in 5 Southeast Asian countries. MothPay helped us compress monthly payroll time from 3 days to 2 hours, and the HR team can finally finish work on time.

90%
Payroll Processing Time
Compression Ratio
CH
Xiaoyan Chen
HR Director · HR Company
Partners
Serving enterprises across travel, logistics, e-commerce, and HR industries worldwide

Questions Corporate Customers Care About Most

If you have more questions, welcome to contact our corporate customer service team, usually responsive within 2 hours.

Contact Sales Consultant
Account opening documents usually include: business license, legal person ID, info of directors and beneficiaries, and proof of corporate bank account. The entire KYB (corporate certification) process is usually completed in 1-3 working days. For larger enterprises or complex equity structures, it may take 5-7 working days. We provide an exclusive account opening consultant to assist throughout the process.
MothPay holds an MSB (Money Services Business) license. Customer funds are strictly isolated from company operating funds and kept in a licensed holding bank. All transactions are supervised by financial regulatory authorities in the respective jurisdictions, and corporate fund security has legal guarantees.
MothPay currently supports international remittances to 180+ countries/regions, and supports collection and payment in 50+ currencies, including major currencies like USD, EUR, GBP, HKD, SGD, JPY, AUD, CNH, as well as Southeast Asian local currencies (THB, VND, PHP, MYR, IDR, etc.).
MothPay provides complete REST API documentation, supporting integration with mainstream ERP/financial systems like SAP, Oracle, Kingdee, Yonyou, and QuickBooks. We also provide Webhook real-time notifications and batch reconciliation file export (CSV/Excel/MT940 formats). Enterprises can also use our no-code integration tools for quick access. The technical support team assists in completing the integration within an average of 3 days.
MothPay adopts a transparent billing model: no monthly fees, no account management fees, and no minimum balance requirements. Charges only come from: remittance fees (per transaction or percentage of amount, starting at 0.3%) and exchange rate spread (close to the real-time market rate). Specific rates are graded based on enterprise size and monthly transaction volume. Welcome to contact sales consultants for an exclusive quote.

Ready to Improve Your Global Payment Capabilities?

Join over 20,000 enterprises trusting MothPay, complete account opening application in 3 minutes, exclusive consultant follows up within 24 hours.

No minimum balance · Free account opening · Cancel at any time