Distribute Hundreds of Payments at Once
Smart Routing, Lightning Fast
Whether disbursing overseas employee salaries, paying global suppliers, or processing merchant withdrawals, MothPay's bulk payment engine compresses days of financial work into seconds.
Excel Upload or API Integration, Flexible & Efficient
Finance teams can drag and drop Excel/CSV files in our intuitive Dashboard, while development teams can use the powerful bulk payment API to automatically trigger disbursement actions.
- Standard CSV templates with automatic field mapping and format validation
- Pre-flight fund check alerts you to the exact amount needed if balance is insufficient
- Supports combining payments in different currencies into a single submission
Drag & Drop CSV file here
or click to browse
Smart Routing Engine, Selects the Fastest and Cheapest Channel
Once a payment is submitted, the system automatically matches the best clearing channel (local ACH, FPS, RTGS, or international SWIFT) based on recipient country, currency, and amount.
- Pay via local clearing networks wherever possible, eliminating correspondent bank fees
- Estimated arrival times with real-time node status updates
Enterprise-grade Approval Workflow Engine
While pursuing efficiency, safeguarding fund security. Built-in Maker-Checker dual-signature approval flow supports configuring different approval permission levels based on transaction amounts.
- Approvers receive email/Slack notifications after operators submit
- Multi-level joint approvals supported (e.g. transactions >00K require CFO confirmation)
- Detailed operation Audit Logs retained
| Batch ID | Amount | Status | Action |
|---|---|---|---|
| #B-9842 | $45,200 | Pending Approval | |
| #B-9841 | $12,050 | Approved (System) | Processed |