Built on Compliance
Committed to Trust

MothPay holds regulated financial licenses across multiple jurisdictions and strictly adheres to international AML/KYC standards — your most trusted compliance partner for global funds movement.

Licensed & Regulated Globally

We hold valid licenses in major financial regulatory jurisdictions to ensure the safety and compliance of funds.

MSB · USA
US MSB Registration
FinCEN-registered Money Services Business, compliant for domestic and cross-border remittance in the US.
✓ Active
EMI · EU
EU E-Money Institution
BaFin-authorized E-Money Institution, licensed to operate across all 27 EU member states.
✓ Active
MSO · HK
Hong Kong MSO License
Hong Kong Customs-issued MSO license for compliant currency exchange and remittance services.
✓ Active
VISA / Mastercard
VISA / Mastercard Member
Certified VISA and Mastercard principal member, able to directly issue and process international card transactions.
✓ Active

Our Compliance Commitment

Compliance is not a cost — it is a demonstration of our core competitive advantage.

Full AML/KYC Coverage

Risk-based KYC processes, real-time transaction monitoring, and automated Suspicious Activity Report (SAR) generation.

Real-Time Sanctions Screening

Real-time screening against OFAC, UN, EU, and other major sanctions lists — zero false negatives.

Data Security & Privacy

Fully compliant with GDPR, PDPA, and other data protection regulations. Bank-grade encryption — your data is never sold.

Regular Audits & Reporting

Annual independent third-party audits, transparent compliance reporting to regulators, and full public disclosure.

Compliance Status Overview

Real-time compliance status updates so you always have a clear picture of our standing.

License / Certification Type Issuing Authority Applicable Region Validity Status
MSB Registration FinCEN United States Indefinite ● Active
E-Money Institution BaFin European Union 2026-12 ● Active
Money Services Operator HK Customs Hong Kong 2026-06 ● Active

Need Compliance Consultation?

Our compliance team is ready to answer regulatory questions and assist with your due diligence process.