For: OTA Platforms · Hotel Chains · Travel Agencies
Automated Global Settlement
Built for Travel & Hospitality
Solve the challenges of multi-currency collection, large-scale supplier prepayments, and mass cancellation refunds. Free your finance team from reconciliation nightmares.
High FX Conversion Costs
Travelers pay in local currency, but OTAs must settle with hotels in destination currencies. Multiple currency conversions along the way severely erode profit margins.
Slow Supplier Prepayment Cycles
Using traditional credit cards or SWIFT to pay hotel deposits overseas is slow and unreliable, often resulting in canceled inventory.
Chaotic Reconciliation & Refunds
When flights or hotels cancel en masse, manually processing cross-border refunds is error-prone and generates a flood of customer complaints.
B2B Payments
Real-time Hotel Settlement via Single-Use Virtual Cards (VCC)
Automatically generate a unique virtual card number for every hotel booking. When the guest checks in and swipes the card, funds are deducted in real time from your MothPay account — eliminating reconciliation headaches and fraud risk entirely.
- API-based real-time card issuance with cent-precise authorization limits
- Restrict cards to specific merchant category codes (MCC) to prevent fraud
- No need to pre-fund large FX reserves, optimizing cash flow
Booking Ref: #HTL-998
MothPay
4000 1234 5678 9010
EXP
12/25
CVV
***
Limit:
$845.00
Local Collection & Payout
Collect and Pay Like a Local Business
Open local collection accounts in top traveler origin markets, and local payout accounts in destination countries to pay ground operators — avoiding the SWIFT network shuffle entirely.
- For example: collect EUR in Europe, convert internally at wholesale rate to THB, then pay Thai ground operators via local PromptPay
- All-in cost reduction of up to 80% compared to traditional two-way wire transfers
Cross-border_Route
🇩🇪
+1,000 EUR
SEPA Incoming
FX ENGINE
Interbank
🇹🇭
-38,400 THB
PromptPay Out
Measurable Business Results
80%
Reduction in FX Costs
T+1
Cross-border Payment Speed
5x
Finance Reconciliation Efficiency